For grandparents or parents wanting to appoint a younger child as their RRSP beneficiary, a direct designation may not be the most effective way to do it. TD Canada's Georgia Swan, explains one way an RRSP can be passed on effectively and what could help ensure the money is directed to the child. For more on what to consider when naming a child as a RRSP beneficiary visit https://go.td.com/4kwcuvH